Credit Rating

Rating Company	Rating		Announcement Date
Rating and Investment Information, Inc. (R&I)	Issuer Rating	AA	January 19, 2012

Credit Rating Definitions (Extract from each agency's explanation)

Rating Company	Rating	Credit Ratings Definitions
Rating and Investment Information, Inc. (R&I)	AA	The credit quality is very high. It is also accompanied by excellent factors.

We do not have any balances of corporate bonds currently.